Kynect

Kentucky State Government

The uninsured rate has dropped 4.2 percentage points since the Affordable Care Act’s requirement for Americans to have health insurance went into effect last year, according to a Gallup-Healthways Well Being analysis.

During the fourth quarter of 2014, the uninsured rate dropped to 12.9 percent. This is the lowest recorded rate since Galup-Healthways began tracking the measure daily in 2008.

A year ago the uninsured rate was 17.1 percent.

The survey found that the uninsured rate declined as more Americans signed up for health insurance through federal and state health insurance exchanges in the first and second quarters of 2014.

Commonwealth of Kentucky

Governing Magazine has named the executive director for Kentucky’s healthcare exchange, Carrie Banahan, as one of its nine “Public Officials of the Year” for 2014. 

Banahan oversaw the creation of kynect, which signed up 521,000 Kentuckians under the new healthcare law last year.  Banahan will be honored at a dinner in Washington, D.C. on December 4th.

Report Shows Kentucky Workers Still Struggling

Aug 29, 2014
Kentucky Cabinet for Health and Family Services

A new report on the state of Kentucky workers suggests the state’s economy has a ways to go before it fully recovers from the 2008 recession.

But some relief has come as a result of the Affordable Care Act.

As we enter Labor Day Weekend in Kentucky, most workers will take a day off from a job whose wages have stagnated.

That’s one takeaway from the Kentucky Center for Economic Policy’s annual report, “The State of Working Kentucky 2014.”

The percentage of people without health insurance in Kentucky has dropped at the second biggest rate in the nation.

According to a Gallup poll released this week, the  number of uninsured dropped from over 20 percent in 2013 to about 12 percent as of July 2014, reflecting an eight-and-a-half percent decline since the federal Affordable Care Act took effect. The only other state to experience a sharper decline was Arkansas, whose uninsured rate dropped about 10 percent.

The states rounding out the top five after Kentucky are Delaware, Washington and Colorado.

Gov. Steve Beshear touted the news in a press release, attributing the new data to the state’s implementation of the ACA via kynect, the state’s health insurance exchange.

The poll also reported that the rate of uninsured in 21 states like Kentucky that expanded Medicaid coverage under the ACA and set up their own  exchanges declined “more significantly” than those states that did not.

As of July, over 520,000 Kentuckians have enrolled in health care through the state exchange, with three-quarters of the newly insured enrolled in Medicaid.

Beshear Addresses National Healthcare Conference

Jun 17, 2014
Office of Ky Governor

Gov. Steve Beshear addressed a national healthcare conference Tuesday in Washington, where he touted Kentucky’s success in implementing the Affordable Care Act.

Beshear told attendees at the State of Enrollment conference that while Kentuckians continue to hold a negative view of President Barack Obama and his health care law, people are big fans of the state’s health insurance exchange, Kynect.

“Another thing we did was carefully separate the politics of the Affordable Care Act from the health care impact of Kynect," said Beshear. "That was a very fine line to walk, and I’m still walking it.”

State Democrats have picked up on the messaging, frequently referring to the state’s implementation as “Beshearcare.”

More than 421,000 Kentuckians have enrolled through Kynect during its six-month opening signup period.

Pair of New Insurers Interested In Joining 'Kynect'

Jun 17, 2014
Kentucky Cabinet for Health and Family Services

At least two new health insurance companies say they want to sell policies on Kentucky's health insurance exchange.

The exchange, named kynect, is the website where people can sign up for the state's Medicaid program or purchase discounted private health insurance plans, depending on their income.

Ohio-based CareSource and Florida-based WellCare have filed paperwork with state regulators indicating their interest in selling policies through kynect. Both companies provide Medicaid plans in Kentucky but have not sold on the individual market.

Paul Not Sure What Would Happen To State Exchange

May 30, 2014
WKU Public Radio

If Republicans repeal the Affordable Care Act, U.S. Sen. Rand Paul said he did not know what would happen to the 413,000 Kentuckians who have health insurance through the state's health exchange.

The Republican senator and possible 2016 presidential candidate told reporters Friday he favors repealing all of the federal Affordable Care Act. But he acknowledged there is no easy answer to what would happen to those who are insured through the state exchange, which was made possible by the federal law.

Paul's comments come after fellow Republican U.S. Sen. Mitch McConnell said last week he thought the state's health exchange was unconnected to the Affordable Care Act. McConnell later said state officials would determine the fate of the exchange.

We learned last week the number of Kentuckians who signed up for health insurance under the Affordable Care Act surpassed 400,000.  Thursday, the federal government released numbers for Kentucky’s neighbors to the north and the south.  

Kentucky was aggressive in promoting Kynect, but neither Tennessee nor Indiana chose to set up a similar state exchange, directing residents instead to the federal  site.  On Thursday, the federal government said signups in Tennessee totaled 151, 000 about 23 percent more than forecast, boosted by a surge of sign-ups in March, the final month to enroll. In Indiana, meantime 132,000 residents signed up through the Affordable Care Act.

Numbers show that’s only about half of those who were eligible to do so.

Lisa Autry

Kentucky’s public health commissioner is encouraged by the number of young adults who enrolled in health insurance on Kynect, the state’s online health exchange. 

Fifty percent of new enrollees were under the age of 35, which Dr. Stephanie Mayfield says should mean cost savings.

"You would think this would be a healthier population who would be accessing the system for preventive measures and not as many chronic diseases," explained Mayfield.  "It's an opportunity to intervene in the still relatively early years and have less of a financial impact on the system."

Dr. Mayfield spoke Tuesday at WKU about Kentucky’s health challenges. 

The state has several initiatives underway that include reducing the rates of smoking, obesity, and cancer deaths, all by 2019.

Kentucky State Government

Today marks an important deadline for the thousands of Kentuckians still without health insurance.  It’s the last day until November to sign up for Medicaid or private insurance on the state’s health exchange known as Kynect. 

Gwenda Bond in the Kentucky Cabinet for Health and Family Services says there will be some exceptions for qualifying events.

"If people lose their health insurance coverage for some reason, a job loss or change, a marriage or divorce, then they'll be able to sign up and apply for subsidies," says Gwenda Bond in the Kentucky Cabinet for Health and Family Services.  "In addition to that, people will be able to sign up for Medicaid after the 31st."

Small businesses may also enroll in coverage at any time. 

Over the weekend, the state increased personnel and extended hours at the Kynect call center to accommodate a last-minute surge of enrollments. 

As of Friday afternoon, more than 350,000 Kentuckians had enrolled in coverage on the health exchange.

With this year's deadline to register for individual health insurance just a weekend away, much attention is being lavished on two numbers — the 6 million Americans who have signed up so far, and the percentage of those folks who are (or aren't) young.

But experts say the national numbers actually don't mean very much.

Lisa Autry

Just over a week from now is the deadline for Kentucky’s uninsured to get coverage through the state’s health care exchange known as Kynect.  The state is working to reach as much of the uninsured population as possible.

On Saturday, several Bowling Green residents turned out for a sign-up event at the Greenwood Mall.  Among them was 32-year-old Jason Abney who was frustrated trying to navigate the website on his own.

"I didn't know exactly which website to go to because when you pull up Kynect on the Internet, it goes to three or four pages at a time, and it was just a hassle," remarked Abney.

Abney has been without health insurance the past year-and-a-half.  He lost coverage when he left his job at a Bowling Green manufacturing plant. 

“I used to have insurance when I worked for Magna and it was pretty good insurance.  I had a car wreck and they paid a bunch of hospital bills, so it pays to have insurance," he added.

Abney got assistance from Sandra Lindsey with Community Action of Southern Kentucky.  She’s a ‘Kynector,’ someone who’s been trained by state officials to help the public navigate Kentucky’s health care exchange.

The vast majority of Kentucky's health benefit exchange enrollees are signing up for coverage under Medicaid.

Numbers released Thursday by the state show 80 percent of those who have signed up for medical coverage through Kentucky's benefit exchange have done so through the expanded Medicaid program. The remaining 20 percent will get coverage through private insurance companies.

Kentucky has enrolled nearly 300,000 people so far in its health exchange, known as Kynect. Deputy Executive Director Bill Nold says officials are pleased with the number of young Kentuckians who have signed up through the exchange.

"If you look at our total enrollment, about 48 percent are under the age of 35," Nold said.

Health exchange operators throughout the nation have been concerned that not enough younger, healthier people would sign up for coverage before the March 31 deadline.

Those younger customers are needed to subsidize health care for older and less healthy individuals.

Sign Up Saturday

To avoid a tax penalty in 2015, people must have signed up for insurance by the end of March, or at least be insured for nine months of the year.

Creative Commons

  More than 16,000 applications for health insurance have been started in Kentucky since enrollment began this week under the state's new online marketplace, prompting Gov. Steve Beshear to declare that the state has become the "gold standard" for implementing the federal health care overhaul. 

The governor's office said nearly 11,000 applications had been completed by early Friday, and 4,739 individuals or families had picked health plans and signed up for coverage.

More than 137,000 people had browsed the website and 93 percent of them went through pre-screenings to determine if they qualify for subsidized coverage or Medicaid.

Also, 166 small businesses had started applications for health insurance for employees, it said.

"That tells me that there is not only a pent-up demand, but there is an eagerness to get affordable health insurance," Beshear said.

Kentuckians who sign up before Dec. 15 will start receiving coverage on Jan. 1.

The Department of Health and Human Services released insurance premium prices for federally-run exchanges today, including Tennessee, showing premiums in some states are lower than initially estimated.

But Kentucky’s exchange called kynect is state-run and wasn’t on that list.

Kynect has released the actual costs and range of plans for certain hypothetical situations. Kentucky Cabinet for Health and Family Services spokesperson Gwenda Bond says people can find out their individual costs beginning Oct. 1, which is the first day to apply for open enrollment.

Bond says all but 50,000 of the more than 600,000 uninsured Kentuckians will qualify for either the Medicaid expansion or premium subsidies through kynect.

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